Financing

Fix it right now, pay over time

Financing through GreenSky, subject to credit approval. Prequalifying takes a few minutes and won’t affect your credit score.

HVAC financing for the right repair, not just the cheapest one

Water heaters, furnaces and sewer lines rarely fail at a convenient moment, and a big unplanned bill can push anyone toward a patch that won’t last. HVAC financing, and plumbing financing too, gives you another route: approve the repair or replacement your home actually needs, then pay for it in monthly installments.

Element offers financing through GreenSky, subject to credit approval. Prequalifying online takes a few minutes, shows the offers you may qualify for and doesn’t affect your credit score. Start with a free estimate so you know the figure you’re financing, then pick your location below to open its GreenSky application. In Jackson Hole and Star Valley, ask our team about financing when you book your plumbing or boiler work.

Financing promotions can’t be combined with our special offers, so ask your technician which one saves you more on your job.

Financing Options

St. George & Hurricane

Prequalify with GreenSky

No effect on your credit score

For Southern Utah homes in St. George, Hurricane and the towns around them. See the offers you qualify for, then pick the one that suits your budget.

  • Takes a few minutes online
  • Shows the offers you qualify for
  • Air conditioning, heating and ductless mini-splits
  • Water heaters, tank or tankless
  • Water filtration, softeners and reverse osmosis
  • Repiping, sewer, septic and trenchless line work
  • Panel upgrades, EV chargers and surge protection
Continue to GreenSky

Flagstaff & Northern Arizona

Prequalify with GreenSky

No effect on your credit score

For homes in Flagstaff, Sedona, Williams and across Northern Arizona. Check your options online and see your monthly payment choices up front.

  • About two minutes to check your options
  • Water heater replacement, tank or tankless
  • Water filtration and softening systems
  • Trenchless sewer and main water line repair
Continue to GreenSky

Jackson Hole & Star Valley

Prequalify with GreenSky

No effect on your credit score

For homes in Jackson, Wilson, Teton Village and Star Valley. Prequalify before the work starts, so you know your options up front.

  • Takes a few minutes online
  • Shows the offers you qualify for
  • Water heaters, tank or tankless
  • Sewer, septic and trenchless line work
  • Water filtration, softeners and well water systems
  • Boilers and hydronic radiant heat
Continue to GreenSky
Durango & SW Colorado

Durango: No Interest if Paid in Full in 6 Months

No interest if paid in full in 6 months

GreenSky Plan 2601

Interest is billed during the 6-month promotional period but waived if the amount financed is paid in full before that period ends.

  • Monthly payments required during the promotional period
  • APRs from 17.99% to 29.99%, based on credit
  • Any unpaid balance is paid over 30 monthly payments after the promotional period
Plan 2601. Subject to credit approval. APR Rates range from 17.99%-29.99% (fixed periodic interest rates range from 17.99%-29.99%). Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 6 month promotional period (Promo Period) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 30 monthly payments. Example for $10,000 loan: 29.99% APR, 36 monthly payments of $424.47. Actual payments based on amounts and timing of purchases. Continue to GreenSky
Durango & SW Colorado

Durango: Fixed Rate 9.99% APR for 120 Months

9.99% APR, fixed

120 months

One fixed rate and a steady monthly payment for the full 120-month term.

  • Fixed 9.99% APR for the full term
  • 120 monthly payments
  • Example: $13.21 a month for every $1,000 financed
Plan 2740. Loan term is 120 months at fixed rate of 9.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 9.99% APR, 120 monthly payments of $13.21. Continue to GreenSky

Our financing partner

GreenSky®

Element offers financing through GreenSky®, subject to credit approval. Prequalifying shows the offers you may qualify for without affecting your credit score, and a full application is only submitted if you decide to go ahead.

Each Element location has its own GreenSky application, so start from your location’s card above. Your technician can walk you through the details that apply to your project.

Financing Disclosures Financing is provided through GreenSky® and is subject to credit approval. Prequalifying shows the offers you may qualify for and does not affect your credit score. Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

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(435) 268-1342